Minnesota Bankruptcy Lawyer

Bankruptcy Myths

Being overwhelmed with debt and struggling each week to make payments is one of the worst situations a person can experience. Along with late notices and phone calls from creditors, there are the mounting feelings of anxiety, anger, frustration and shame that negatively affect every waking moment. Are you in this situation? If so, you may be hesitant to proceed due to hearing stories about bankruptcy and being afraid you can't file or that filing will make things even worse for you. For peace of mind, contact a Minnesota bankruptcy attorney at Heimerl & Lammers at your earliest opportunity. We have many years of experience and with our knowledge and skills, may be able to help protect your rights in this difficult time and assist you to make the right decision for your particular situation.

While there are certainly alternatives to bankruptcy, there are also benefits to bankruptcy. Our legal team will carefully review the factors of your unique situation and provide you with an understandable road map to help you arrive at the best resolution possible in your case. Along the way, we will take the time to answer your questions and explain the differences between the myths of bankruptcy and the truths. Some of those myths include:

• You can't get credit for 10 years
• You can't file if you are employed
• You will lose everything you own
• You need a minimum amount of debt to file
• You can't discharge your medical bills
• You must repay in full under a Chapter 13 plan
• You are a deadbeat or the poorest of poor if you file
• You need to file together if you are married
• You can only file one time for bankruptcy

Quality Representation in Minnesota

We are very well versed in Minnesota bankruptcy laws and have helped countless people in our communities improve their debt load and take charge of their money and lives. Let us evaluate your case and do everything possible to protect your constitutional rights in the bankruptcy process.

For caring and compassionate representation, contact a Minnesota bankruptcy lawyer at Heimerl & Lammers today.