Minnesota Repossession Lawyer
Stop Repossession
Repossession of credit-bought property occurs when the creditor seizes the property after payments are missed and the account is in default. Both contract and state law support the creditors in taking back their property even until the last payment is made if there is a default. An experienced Minnesota bankruptcy attorney at Heimerl & Lammers may be able to help if you find yourself in such a situation and would like to renegotiate the loan, or if you believe that your rights were violated by the creditor. To learn how we may be able to assist you, contact us today.
Many times, the property that creditors are repossessing are motor vehicles. Creditors have rights under the law that includes seizing the vehicle at any time of the day or night on the debtor's property without going to court or giving notice. They are required, however, to follow rules that don't allow them to "breach the peace." Ways to commit such breaches include:
- Use of force or threats of force in order to repossess
- Seizure of the vehicle over protest
- Removal of the vehicle from a closed garage
If you have experienced a breach of the peace by a creditor, they may lose their right to enforce a deficiency judgment against you and/or be required to pay a penalty, and you may be entitled to receive monetary damages. We are a registered debt relief agency with many years of assisting our clients in all areas of debt and bankruptcy concerns. We have the experience and the expertise to closely examine your situation and make a recommendation as to the best way for you to proceed so you may achieve a positive outcome to your case. Contact us for help today!
Repossession Attorney in Minnesota
Sometimes, people who have repossession problems also have other financial difficulties as well. If you would like us to help you with options surrounding the whole of your debt, we can easily make that a part of our consultation process. We are eager to use our background and our skill to help you in any way that we can.
For assistance, contact a Minnesota repossession lawyer at Heimerl & Lammers immediately.